NO ownership links or affiliations with product manufacturers. Impartiality is impossible where an adviser has links to a product manufacturer. Ownership links create an environment where the adviser resembles, at best, a well-intentioned salesperson. commissions or incentive payments from product manufacturers. Commissions are payments made by product manufacturers to their distribution network. They create a conflict of interest between advisers and their clients. asset-based fees. Asset fees, although authorised by the client, are calculated on the volume of business an adviser places with a product manufacturer. (On this basis, advisers who receive a percentage fee from an administration platform or wrap can’t describe themselves as independent.) Asset fees are incentives that prevent an adviser from being impartial and therefore create a conflict of interest between adviser and client.
We specialise in Self Managed Super Funds, SMSF, Pensions and Retirement Planning. At Bruno Festa Retirement Solutions, we provide ‘fee for service’ financial advice to clients who live throughout Australia. Skype enables us to communicate with clients who require the freedom to move around. For ‘in person’ meetings we are based in Bundaberg, Wide Bay, Central Queensland, Brisbane, Gold Coast, Toowoomba and Sunshine Coast regions.
Bruno Festa has been helping clients navigate the financial services industry since 1987, with a strong focus on superannuation and retirement planning. He holds a Diploma of Financial Services (Financial Planning) from the Financial Planning Association of Australia (FPA).
Our approach is simple: we provide personalised financial advice designed around your goals, your circumstances, and your future.
We don’t sell products.
We’re not a financial supermarket — we’re dedicated advisers.
We’re completely independent, with no ties to institutions.
We work solely in your best interests.
There are no lock-ins or hidden commitments.
You stay in control, always.
Clear, honest, and straightforward — what you see is exactly what you get.
Please see here for our Financial Services Guide (FSG) and Statement of Privacy
Bruno Festa is an Authorised Representative (264162) of Lionsgate Financial Group Pty Ltd ABN 92 140 591 484 Australian Financial Service License(AFSL) No 342766.
